Health Coverage
Low-Cost Health Coverage: Medicaid, CHIP, and the Marketplace
A plain-English guide to Medicaid, CHIP, and Health Insurance Marketplace coverage, including when you can apply and where to start.
· 4 min read
Explore Resources
Financial Resource Education
How public and nonprofit programs for food, energy bills, housing, health coverage, tax credits and job training generally work — with links to the official sources that decide eligibility. PennyGuide does not administer or process any program.
7 guides in this hub
Tax Time Basics
Tax Credits Worth Knowing: EITC, the Child Tax Credit, and Free Filing
A plain-English guide to the Earned Income Tax Credit, the Child Tax Credit, and free IRS filing options like Free File, VITA, and TCE.
· 5 min read
Household Bills
Help With Energy Bills: Understanding LIHEAP and Weatherization
How LIHEAP and the Weatherization Assistance Program work, who runs them, how to apply in your state, and how to steer clear of utility scams.
· 5 min read
Food Resources
Food Assistance Programs: How SNAP, WIC, and School Meals Work
A plain-English overview of SNAP, WIC, school meals, and summer food benefits: what each program does, who it's for, and where to apply.
· 5 min read
Housing Help
Housing Stability Resources: Where to Start When Rent Is a Struggle
A calm, step-by-step look at where renters can turn when rent gets hard: public housing agencies, HUD-approved counselors, 211, and local programs.
· 5 min read
Found Money
How to Search for Unclaimed Property in Your State
Learn how to search official state unclaimed property databases for free, what kinds of money end up there, and how to spot unclaimed-funds scams.
· 5 min read
Career Growth
Job Training and Education Support: Where to Look
Where to find job training help: American Job Centers, CareerOneStop, Registered Apprenticeships, and federal student aid, explained in plain English.
· 5 min read